Earnings to gain pace in FY25 after opex blip

11 Mar 2024
5 Min read 
  • 1. State Bank of India (SBIN) achieves strong profitability and financial performance.
    2. SBIN has a strong balance sheet and improved underwriting standards for future growth.
    3. Loan growth expected to sustain at 13-14% with focus on high-quality loan portfolio.
    4. SBIN has robust deposit franchise and low credit-deposit ratio, supporting healthy margins.
    5. Asset quality remains robust with low slippage ratios and controlled credit costs.
    6. SBIN's subsidiaries contribute to overall valuation and have shown strong growth.
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