Execution on track; marching toward steady growth and profitability

Company
11 Jan 2024
5 Min read 
  • HDFC Bank expects healthy loan growth and aims to double its balance sheet in the next 4-5 years.
  •  The bank's mortgage business and cross-selling of retail products will drive growth.
  •  HDFC Bank plans to expand its branch network and focus on deposit mobilization.
  •  NIM recovery is expected to be gradual, with a focus on controlling operating costs and credit costs.
  •  The bank aims to achieve a CASA mix of 39-40% within the next 18-24 months.
  •  The management is confident in sustaining steady growth and profitability.
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