Trade Now and Pay Later with Margin Trading Facility (MTF)

Up to 4X funding
365+ days holding period
Competitive Interest Rate
Optimize Liquidity

Did you know?

What is Pay Later(MTF)?

Pay Later (MTF) allows you to borrow money from your broker to buy more shares than you can afford with your own cash. It is a funding facility specifically tailored for stock market investments; you are only charged a competitive interest rate on the borrowed amount.

Why invest with Pay Later (MTF)?

  • Increase buying potential: With MTF you can buy up to 4X more even if you have limited funds.
  • Liquidity Management: If your cash is tied up elsewhere, MTF allows you to act on market opportunities without waiting for your funds to free up.
  • Flexible Repayments: You can repay the borrowed amount in Pay Later (MTF) within 365+ days, making it a flexible option for traders & investors.
  • Diversification: By borrowing funds, you can invest in multiple stocks or sectors, thereby diversifying your risk.

How Pay Later(MTF) Works?

Below is an example:

  • You pay Rs. 30,000
  • We pay Rs. 70,000
  • You can buy stocks worth 1,00,000

Avail Pay Later (MTF) in a few steps:

  • Download MO Riise App
  • Select your preferred Stock
  • Select Pay Later (MTF) as order type and enter quantity
  • Place Order

Making Stock Trading & Investing Affordable for Every Investor

Intraday
0.02%
Delivery
0.20%

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Multiple Ways To Grow Your Money

Long Term Investment
Well-researched stock recommendation based on proprietary QGLP philosophy for long-term investors looking for wealth creation
Intraday & Swing Trading
Technical Analysis based daily FREE recommendations to facilitate timely entry and exists in trending stocks
Margin Trading Facility MTF
Get up to 4X leverage to maximize your gains with lower investments with MTF
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Invest a fixed amount every month in your favorite stocks by setting up stock SIPs in 1-click!

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FAQs on Pay Later (MTF)

What is the interest rate for Pay Later (MTF)?

A Standard Interest rate of 0.041% per day (15% per annum) is charged on the borrowed amount only.

How long can I hold my positions?

You can hold your positions for 365+ days if you maintain the required margin in your demat account.

What is Pay Later (MTF) pledging?

When you buy shares under Pay Later (MTF), those shares would be auto pledged with your depository as per latest guidelines.

How is interest calculated under MTF Pay Later ?

MTF interest is calculated and charged on the borrowed amount on a per day basis.

What happens if I fail to maintain the required margin?

Minimum margin is required to maintain your MTF positions. If you fail to maintain the required margin, then the shares purchased under MTF are automatically squared-off after T+4 days.