CreditAcc. Gram.

CREDITACCESSGRAMEEN02 May 2024

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-41.50 (-2.75%)

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CreditAcc. Gram.

Finance

CREDITACCESSGRAMEEN02 May 2024

₹

-41.50 (-2.75%)

OverviewFundamentals

Corporate action

Peer comparison

Income Sheet

Balance sheet

Cash flow

Share holding

About Us

Corporate Action

These are actions taken by a company that impact the shareholders value directly. It is an event that brings material changes to a company and affects its stakeholders.

All

Dividends

Bonus

Splits

Others

Ex-Date	Type	Description	Record Date
20-Mar-2024	BC	Payment of Interest	22-Jun-2024
20-Mar-2024	BC	Payment of Interest	22-Jun-2024
20-Mar-2024	BC	Payment of Interest	22-Jun-2024
20-Mar-2024	BC	Payment of Interest	22-Jun-2024
20-Mar-2024	BC	Payment of Interest	31-May-2024

No Rights has been declared by CREDITACCESSGRAMEEN

Book Closure

Record Date	Split Date	Purpose
22-Jun-2024	-	Payment of Interest
22-Jun-2024	-	Payment of Interest
22-Jun-2024	-	Payment of Interest
22-Jun-2024	-	Payment of Interest
31-May-2024	-	Payment of Interest

Peer Comparison

These are actions taken by a company that impact the shareholders value directly. It is an event that brings material changes to a company and affects its stakeholders.

Scrip Name	Price	Daily Change	M.Cap (Cr)	1 Year Returns %	P/E (TTM)	PB Ratio
CreditAccess Grameen Ltd ₹1,466.95(-41.50/-2.75%)	1,466.95	-41.50	23,379.80	50.36	17.37	4.03
Welspun Investments & Commercials Ltd ₹779.85(-4.35/-0.55%)	779.85	-4.35	284.65	158.70	53.16	0.76
Kalyani Investment Company Ltd ₹4,396.95(-0.10/0.00%)	4,396.95	-0.10	1,921.47	149.70	51.73	0.25
Summit Securities Ltd ₹1,497.75(+53.10/3.68%)	1,497.75	+53.10	1,632.55	142.00	54.22	0.46
BF Investment Ltd ₹579.20(-5.85/-1.00%)	579.20	-5.85	2,181.27	45.89	27.84	0.81
GFL Ltd ₹82.15(+0.05/0.06%)	82.15	+0.05	902.42	31.65	0.00	0.34

Income Sheet

These are actions taken by a company that impact the shareholders value directly. It is an event that brings material changes to a company and affects its stakeholders.

Standalone

Consolidated

Column	Dec 23	Sep 23	Jun 23	Mar 23	Dec 22	Sep 22
Gross Sales	1292.20	1246.94	1170.03	1065.41	907.89	812.22
Excise Duty	0.00	0.00	0.00	0.00	0.00	0.00
Net Sales	1292.20	1246.94	1170.03	1065.41	907.89	812.22
Other Operating Income	0.00	0.00	0.00	0.00	0.00	0.00
Other Income	3.03	0.65	0.69	0.81	1.82	2.09
Total Income	1295.23	1247.59	1170.72	1066.22	909.71	814.31
Total Expenditure	365.02	342.50	308.54	310.56	292.87	299.25
PBIDT	930.21	905.09	862.18	755.66	616.84	515.06
Interest	441.50	423.87	384.92	345.64	314.21	273.23
PBDT	488.71	481.22	477.26	410.02	302.63	241.83
Depreciation	13.06	12.28	12.06	12.49	12.61	12.82
Tax	148.37	132.92	112.27	95.44	58.80	43.00
Deferred Tax	-26.14	-13.19	6.64	5.54	15.46	10.86
Reported Profit After Tax	353.42	349.21	346.29	296.55	215.76	175.15
Extra-ordinary Items	0.00	0.00	0.00	0.00	0.00	0.00
Adjusted Profit After Extra-ordinary item	353.42	349.21	346.29	296.55	215.76	175.15

EPS (Unit Curr.)	22.21	21.95	21.79	18.67	13.59	11.04
EPS (Adj) (Unit Curr.)	22.21	21.95	21.79	18.67	13.59	11.04
Calculated EPS (Unit Curr.)	22.20	21.95	21.79	18.66	13.82	11.22
Calculated EPS (Adj) (Unit Curr.)	22.20	21.95	21.79	18.66	13.82	11.22
Calculated EPS (Ann.) (Unit Curr.)	88.81	87.79	87.16	74.65	55.26	44.88
Calculated EPS (Adj) (Ann.) (Unit Curr.)	88.81	87.79	87.16	74.65	55.26	44.88
Book Value (Unit Curr.)	0.00	0.00	0.00	0.00	0.00	0.00
Dividend (%)	0.00	0.00	0.00	0.00	0.00	0.00
Equity	159.18	159.11	158.93	158.91	156.17	156.11
Reserve & Surplus	0.00	0.00	0.00	0.00	0.00	0.00
Face Value	10.00	10.00	10.00	10.00	10.00	10.00

Public Shareholding (No. Of Shares)	0.00	0.00	0.00	0.00	0.00	0.00
Public Shareholding (% in Equity)	0.00	0.00	0.00	0.00	0.00	0.00

Pledged/Encumbered - No. of Shares	0.00	0.00	0.00	0.00	0.00	0.00
Pledged/Encumbered - % in Total Promoters Holding	0.00	0.00	0.00	0.00	0.00	0.00
Pledged/Encumbered - % in Total Equity	0.00	0.00	0.00	0.00	0.00	0.00

Non Encumbered - No. of Shares	0.00	0.00	0.00	0.00	0.00	0.00
Non Encumbered - % in Total Promoters Holding	0.00	0.00	0.00	0.00	0.00	0.00
Non Encumbered - % in Total Equity	0.00	0.00	0.00	0.00	0.00	0.00

PBIDTM(%)	71.99	72.58	73.69	70.93	67.94	63.41
PBDTM(%)	37.82	38.59	40.79	38.48	33.33	29.77
PATM(%)	27.35	28.01	29.60	27.83	23.76	21.56

Column	Dec 23	Sep 23	Jun 23	Mar 23	Dec 22	Sep 22
Gross Sales	1292.20	1246.94	1170.03	1065.41	907.90	812.22
Excise Duty	0.00	0.00	0.00	0.00	0.00	0.00
Net Sales	1292.20	1246.94	1170.03	1065.41	907.90	812.22
Other Operating Income	0.00	0.00	0.00	0.00	0.00	0.00
Other Income	3.03	0.65	0.69	0.83	1.82	2.09
Total Income	1295.23	1247.59	1170.72	1066.24	909.72	814.31
Total Expenditure	365.10	344.67	306.37	310.56	292.87	299.25
PBIDT	930.13	902.92	864.35	755.68	616.85	515.06
Interest	441.50	423.87	384.92	345.64	314.21	273.23
PBDT	488.63	479.05	479.43	410.04	302.64	241.83
Depreciation	13.06	12.28	12.06	12.49	12.61	12.82
Minority Interest Before NP	0.00	0.00	0.00	0.00	0.00	0.00
Tax	148.37	132.92	112.27	95.44	59.24	43.00
Deferred Tax	-26.14	-13.19	6.64	5.54	14.04	10.86
Reported Profit After Tax	353.34	347.04	348.46	296.57	216.75	175.15
Minority Interest After NP	0.00	0.00	0.00	0.00	4.59	0.00
Net Profit after Minority Interest	353.34	347.04	348.46	296.57	212.16	175.15

Extra-ordinary Items	0.00	0.00	0.00	0.00	0.00	0.00
Adjusted Profit After Extra-ordinary item	353.34	347.04	348.46	296.57	212.16	175.15

EPS (Unit Curr.)	22.20	21.82	21.93	18.67	13.59	11.04
Book Value (Unit Curr.)	0.00	0.00	0.00	0.00	0.00	0.00
Dividend (%)	0.00	0.00	0.00	0.00	0.00	0.00
Equity	159.18	159.11	158.93	158.91	156.17	156.11

Public Shareholding (Number)	0.00	0.00	0.00	0.00	0.00	0.00
Public Shareholding (%)	0.00	0.00	0.00	0.00	0.00	0.00

Pledged/Encumbered - No. of Shares	0.00	0.00	0.00	0.00	0.00	0.00
Pledged/Encumbered - % in Total Promoters Holding	0.00	0.00	0.00	0.00	0.00	0.00
Pledged/Encumbered - % in Total Equity	0.00	0.00	0.00	0.00	0.00	0.00

Non Encumbered - No. of Shares	0.00	0.00	0.00	0.00	0.00	0.00
Non Encumbered - % in Total Promoters Holding	0.00	0.00	0.00	0.00	0.00	0.00
Non Encumbered - % in Total Equity	0.00	0.00	0.00	0.00	0.00	0.00

PBIDTM(%)	71.98	72.41	73.87	70.93	67.94	63.41
PBDTM(%)	37.81	38.42	40.98	38.49	33.33	29.77
PATM(%)	27.34	27.83	29.78	27.84	23.87	21.56

Balance Sheet

These are actions taken by a company that impact the shareholders value directly. It is an event that brings material changes to a company and affects its stakeholders.

Standalone

Consolidated

Column	Mar 23	Mar 22	Mar 21	Mar 20	Mar 19	Mar 18
SOURCES OF FUNDS :
Share Capital	158.91	155.87	155.58	143.99	143.55	128.43
Reserves Total	4948.03	4011.04	3479.23	2525.09	2221.51	1309.05
Equity Share Warrants	0.00	0.00	0.00	0.00	0.00	0.00
Equity Application Money	0.00	0.00	0.00	0.00	0.00	0.00
Total Shareholders Funds	5106.94	4166.91	3634.81	2669.08	2365.06	1437.48
Secured Loans	16009.67	12710.17	8755.72	7797.56	4829.50	3517.68
Unsecured Loans	302.59	210.52	25.00	25.00	37.07	105.78
Total Debt	16312.26	12920.69	8780.72	7822.56	4866.57	3623.46
Total Liabilities	21419.20	17087.60	12415.53	10491.64	7231.63	5060.94
APPLICATION OF FUNDS :
Gross Block	777.51	759.54	165.57	128.98	47.97	32.34
Less : Accumulated Depreciation	178.50	130.67	64.81	42.36	23.22	16.18
Less:Impairment of Assets	0.00	0.00	0.00	0.00	0.00	0.00
Net Block	599.01	628.87	100.76	86.62	24.75	16.16
Lease Adjustment	0.00	0.00	0.00	0.00	0.00	0.00
Capital Work in Progress	3.94	3.07	0.62	2.84	2.36	1.06
Producing Properties	0.00	0.00	0.00	0.00	0.00	0.00
Investments	454.53	0.55	662.93	661.44	0.20	0.20
Current Assets, Loans & Advances	0.00	0.00	0.00	0.00	0.00	0.00
Inventories	0.00	0.00	0.00	0.00	0.00	0.00
Sundry Debtors	0.00	0.00	0.00	0.00	0.00	0.00
Cash and Bank	1436.41	1761.35	1945.97	580.44	615.55	143.06
Loans and Advances	239.90	167.16	153.68	73.41	68.31	22.86
Total Current Assets	1676.31	1928.51	2099.65	653.85	683.86	165.92
Less : Current Liabilities and Provisions	0.00	0.00	0.00	0.00	0.00	0.00
Current Liabilities	401.69	361.42	261.58	154.00	113.63	35.08
Provisions	37.17	32.70	19.68	16.02	11.88	6.53
Total Current Liabilities	438.86	394.12	281.26	170.02	125.51	41.61
Net Current Assets	1237.45	1534.39	1818.39	483.83	558.35	124.31
Miscellaneous Expenses not written off	0.00	0.00	0.00	0.00	0.00	0.00
Deferred Tax Assets	112.48	180.27	137.49	84.27	43.14	30.00
Deferred Tax Liability	31.55	24.88	22.48	0.00	0.00	0.00
Net Deferred Tax	80.93	155.39	115.01	84.27	43.14	30.00
Total Assets	2375.86	2322.27	2697.71	1319.00	628.80	171.73
Contingent Liabilities	0.25	0.35	0.11	0.12	0.16	0.23

Cash Flow

These are actions taken by a company that impact the shareholders value directly. It is an event that brings material changes to a company and affects its stakeholders.

PARTICULARS	Mar 2023	Mar 2022	Mar 2021	Mar 2020	Mar 2019
Cash and Cash Equivalents at Beginning of the year	1580.51	2360.04	564.62	573.73	130.03
Net Cash from Operating Activities	-3289.76	-2713.47	-364.32	-2301.95	-1378.09
Net Cash Used In Investing Activities	-314.42	-32.95	-31.67	-635.82	-7.14
Net Cash Used In Financing Activities	3365.07	1966.89	1705.96	2928.66	1828.93
Net Inc./Dec In Cash And Cash Equivalents	-239.11	-779.53	1309.97	-9.11	443.70
Cash And Cash Equivalents At End Of The Year	1341.40	1580.51	1874.59	564.62	573.73

Share Holding

These are actions taken by a company that impact the shareholders value directly. It is an event that brings material changes to a company and affects its stakeholders.

Promoter Shareholding

66.58%

FII Shareholding

11.65%

DII Shareholding

15.76%

Public Shareholding

6.01%

**Promoter pledged shareholding 66.58%

About CreditAccess Grameen Ltd

CreditAccess Grameen Ltd is in the Finance sector, having a market capitalization of Rs. 23376.62 crores. It has reported a sales of Rs. 1292.2 crores and a net profit of Rs. 353.42 crores for the quarter ended December 2018. The company management includes George Joseph, George Joseph,SUMIT KUMAR,Massimo Vita,Paolo Brichetti,Jessie Paul,Manoj Kumar,Rekha Warriar,Udaya Kumar Hebbar,Paolo Brichetti (CreditAccess Grameen Ltd) among others.

Chairman

George Joseph

Registered office

New No 49 (O No 725) 46th Cros,8th Block Jayanagar,Bangalore,Karnataka,560071

FAX :91-80-26643433

Background

Incorporation Year1991

Face Value₹10

Market Lot1

How to buy CreditAcc. Gram. shares on nse?

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What is the CreditAcc. Gram. share price today?

The CreditAcc. Gram. shares price on nse is Rs.1466.95 today.

What is the market cap of CreditAcc. Gram. shares on NSE ?

The company has a market capitalization of Rs.23379.80Cr

What is the PE & PB ratio of CreditAcc. Gram. shares ?

PE is 17.37 and PB is 4.03

What is the 52 Week High and Low of CreditAcc. Gram. shares?

CreditAcc. Gram. stock price high: Rs.1796 CreditAcc. Gram. stock price low: Rs.972